Paolo Zaccardi is the Co-Founder & CEO of Fabrick and has an established record as a fintech entrepreneur and CEO who specialises in leading and partnering with large organisations (banks, payment institutions, and corporates) to innovate their offerings and build new products and platforms in banking, payments, and digital services.

With 25 years of experience in senior leadership roles, Mr. Zaccardi has extensive expertise in digital and mobile banking, global payments, corporate and SMEs banking, cash management & supply chain finance, Open Banking and PSD2.

Mr. Zaccardi’s educational qualifications include a master’s degree in electronics engineering, a PMD in General Management from IESE Business School, and further executive education qualifications from MIT, Harvard, Stanford, Kellogg, INSEAD, and Berkeley.

Mr. Zaccardi strongly believes that collaboration between fintechs and incumbents is essential for creating and developing new products and services that provide consumers with a smooth and personalized experience. Furthermore, Mr. Zaccardi maintains that such collaborations will increasingly determine an organisation’s competitiveness in the market. In this regard, the platform model (such as Fabrick’s) which facilitates collaboration and co-creation, is of paramount importance. Moreover, Mr. Zaccardi sees banking as a service and embedded finance as key approaches to unlocking the opportunities of Open Finance, especially if implemented within an open ecosystem that has a platform as its founding element.

Mr Zaccardi champions Fabrick’s mission of making innovation easier and accelerating the time to market of the new services of Fabrick’s partners, with the end goal of addressing the emergent needs of Fabrick’s partners’ customers, the final consumer, and the end-user.