Joachim Kruger is the Chief Product Officer and Co-Founder of Two, a Norwegian-based FinTech solution revolutionising B2B payments through their world-leading credit and fraud engines.

As a serial entrepreneur and founder with +15 years experience, Joachim has worked across a range of industries, providing his expertise in Solutions Architecture, Software Development, AI and Product Deployment for the likes of MCash, Transpot AS, Shotgun AS, weBloom, Monozuki and most recently Two AS.